Split Agreement

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This Split Purchase Agreement (Loan) and Promissory Note (together, the "Note") may not be amended, modified or discharged, nor may any provision hereof be waived, orally, by course of dealing or otherwise, unless such amendment, modification, discharge or waiver shall be in writing and duly executed by Lender. The nonexercise by Lender of any right or remedy in any particular instance shall not constitute a waiver thereof in that or any other instance.


Payment. The Split Purchase Agreement (Loan), meaning the principal sum borrowed together with tips and or donations and all other charges, costs and expenses, is due and payable in full on or the dates set by the agreement (the "Repayment Date")

(such period, the "Term").

Prepayment. Any part of the principal balance of the Loan may be prepaid at any time without penalty.

Interest. This Note bears no interest for the term of the Loan until paid in full, [0%] per annum. It does however include a donation that will be added to each subsecuent payment.

Late Fee. If any portion of the Loan is not paid within five (5) business days of the Repayment Date (the"Grace Period"), a Late Fee of [ 5% of the payment amount or $45.00, whichever is greater ] shall be due and payable by the Borrower.

Loan Consummation. The Borrower is not obligated under the terms of this Note and the loan transaction is not consummated until the Borrower's ability to cancel the loan application has expired. The Borrower may cancel the Note at any time before 11:59 pm EST of the third day after the Loan is funded and/or Paid by contacting the Lender's service provider at payments@dealsupplies.com. If the Borrower exercises this cancellation right, all loan proceeds will be cancelled and/or refunded within the following 5-7 business days. If the full amount cannot be withdrawn/returned/refunded the account, Borrower will be responsible for any fees, interest, and full repayment of the loan.

Returned Payment Fee. If payment is returned or fails due to insufficient funds in the designated account or otherwise cannot be processed, Borrower acknowledges and agrees to pay a Returned Payment Fee of forty five dollars ($45.00), to the extent permitted by applicable law.

Collection Costs. Borrower agrees to pay all costs and expenses, if any, in connection with the collection of any amounts due under this Loan Agreement or its enforcement (whether through negotiations, legal proceedings or otherwise), including, without limitation, reasonable attorneys' fees and court costs.

Other Charges. If any law or regulation which applies to my Loan, and which sets maximum charges for such Loan, is interpreted so that any other charges collected or to be collected in connection with the Loan exceeds the permitted limit, then: (a) any such charge will be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower, which exceeded permitted limit, will be refunded.

Payment Methods. You agree to repay the Loan in full. The original donation and principal will be made using ACH transfer, Debit Card, checks, cash or any other means available for the total set in 4 installments plus a $0 fee if paid with bank to bank transfer or ACH, 1% if paid via Zelle and up to 3% if paid with a card.

Charges: May appear as Deal Supplies, Credee and/or Midpay. 

Contact info: Should you need assistance you may contact us as follows: Deal Supplies, Attn: Payments PO Box 820636, Pembroke Pines, FL 33082, payments@dealsupplies.com

Donation: For avoidance of doubt, any donation the Borrower chooses to make is purely voluntary and shall not be construed to be a requirement under this Note or a condition of the Loan.

Lender Tips. For avoidance of doubt, any tip the Borrower chooses to make to the Lender (including any previously established to this agreement) is purely voluntary and shall not be construed to be a requirement under this Note or a condition of the Loan.

Default. Borrower may be deemed in default (each, an "Event of Default") of Borrower's obligations under this Note if Borrower: (1) fails to pay timely any amount due on the Loan; (2) files or has instituted against it any bankruptcy or insolvency proceedings or make any assignment for the benefit of creditors; (3) commits fraud or makes any material misrepresentation in this Note, or in any other documents, applications or related materials delivered to Lender in connection with the Loan; or (4) fails to abide by the terms of this Note Terms and Conditions. Upon the occurrence of an Event of Default, Lender may exercise all remedies available under applicable law and this Note, including without limitation demand that Borrower immediately pay all amounts due and outstanding on this Note.

Heirs; Executors. The obligations under this Note shall be binding upon Borrower's heirs, executors, and administrators.

Transfer of Agreement and Discharge of Liability. Borrower may not assign or otherwise transfer any of my obligations or rights under this Note without Lender's prior written consent. Lender may, to the extent permitted by law, transfer this Note to one or more third parties, and the transferee(s) will immediately become vested with all the powers and rights given to Lender with respect to this Note; and Lender will then be forever relieved and fully discharged from any liability or responsibility in the matter.

Covered Borrowers under the Military Lending Act. Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). Nothing in this Agreement shall be construed as applying to a covered borrower or their dependents to the extent inconsistent with the Military Lending Act.

Severability. Any provision hereof found to be illegal, invalid or unenforceable for any reason whatsoever shall not affect the validity, legality or enforceability of the remainder hereof.

State-Specific Disclosures.

Entire Agreement. This Agreement constitutes the entire and final agreement concerning the Split Purchase Agreement and supersedes any other communication with you regarding the same.


Collections by Glantzlaw Attorney offices, Split Purchase Lic # RS9909257